Mortgex.com
Mortgages for First-Time Home Buyers in the USA
With 36 years of experience and a successful track record of helping over 7,000 homeowners, MortgageX guides first-time home buyers through the mortgage process quickly and with ease, ensuring you secure the ideal mortgage and achieve your dream of homeownership.
Get Pre-Approved
7,000+ Helped
Fast Closings
USA's Top First-Time Mortgages
Easier & Faster Home Financing
Swift, hassle-free and reliable process with pre-approval and closings as quickly as 14 days.
Personalized Financing Advice
Get expert guidance tailored to your unique situation, ensuring you make informed decisions.
Competitive Rates & Terms
We are an established direct lender with
no broker fees and competitive pricing.
Simplified Mortgage Experience
Our cutting-edge technology and systems ensure a top-tier, seamless experience for our clients.
Available 7 Days a Week
MortgageX is at your service every day of the week, ensuring support whenever you need it.
36 Years of Experience
Nothing can beat our decades of experience with a track record of securing 7,000+ mortgages.
Over 7,000 Happy Homeowners
"To call them amazing would be an understatement. I’ve never worked with anyone as knowledgeable and well-prepared.”
"The experience, professionalism and
efficiency I experienced working with them was unparalleled.”
Mortgage Options for USA
First-time Home Buyers
FHA Loans
With lower down or no payment requirements and more lenient credit score criteria, FHA loans are a popular choice.
USDA Loans
Ideal for those looking to buy in rural areas, offering 100% financing.
VA Loans
For veterans and active military members, providing favorable terms like no down payment requirements.
Conventional Loans
Best for 680 or higher FICO scores. Down payments as low as 3% down.
Down Payment Assistance Programs
State grants or a second loan allowing for 100% financing.
FAQs
Ready to Become a Homeowner?
Get a personalized quote designed for first-time buyers or connect directly with our team. We specialize in helping first-time buyers navigate the mortgage process smoothly. Call us now at 305-999-9999 to take the first step towards owning your dream home.
All Locations
Mortgage Types
MortgageX is powered by First Community Mortgage.
For licensing information, go to: www.nmlsconsumeraccess.org.
Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Loan approval and terms are dependent upon the borrower’s credit, documented ability to repay, acceptability of collateral property, and underwriting criteria.